Additional Benefits

ID Watchdog, an Equifax product, is an industry leader in identity theft protection, detection and restoration services. In addition to coverage for yourself, you are able to add coverage for all dependents for a small premium.

This benefit can be elected at any point during the plan year — not just during Open Enrollment.

Control & Manage

• Credit Report Lock — lock or unlock access to your Multi-Bureau credit reports (Equifax and TransUnion®) with certain exceptions
• Child Credit Lock — help protect against credit fraud in your minor child’s name
• Financial Accounts Monitoring — custom alert triggers for credit card, checking, savings and investment accounts
• Social Account Takeover Alerts — notifies you within minutes of suspicious social media activity
• Personal VPN & Safe Browsing — a NordVPN account with encrypted connections on up to 6 devices
• Password Manager — create, store and synchronize complex passwords across devices
• Integrated Fraud Alerts — activate fraud alerts across the three nationwide credit bureaus from your dashboard

Monitor & Detect

• Credit Report Monitoring across all three nationwide bureaus (Equifax, TransUnion, Experian®)
• Child Credit Monitoring — scans the Equifax database for a child’s Social Security number
• Identity Profile Report — up to a 30-year look back of verified and unverified records to establish your baseline
• Dark Web Monitoring — scans websites, chat rooms and forums known for trafficking stolen information
• Data Breach Notifications
• High-Risk Transactions Monitoring
• Public Records Monitoring — scours billions of records for new names or addresses associated with your identity
• Credit Report(s) & VantageScore® 3.0 — daily 1-Bureau updates plus annual 3-Bureau reports and scores

Support & Restore

• Fully Managed Resolution — a certified resolution specialist manages your case until it is resolved, including full-service resolution for pre-existing identity theft regardless of when it occurred
• Online Resolution Tracker
• Up to $1 Million Identity Theft Insurance — reimbursement for certain out-of-pocket costs, including stolen funds reimbursement for unrecoverable fraudulent electronic transfers from checking, savings and money market accounts
• Lost Wallet Vault & Assistance — help cancelling and replacing wallet contents in the event of loss or theft

Contact ID Watchdog at 866-513-1518 or visit dashboard.idwatchdog.com.

EnerSys has partnered with PerkSpot to bring you and your family access to a private marketplace of discounts, providing savings from many of the nation’s top brands.

Save on items and services in over 25 categories, including:

• Apparel
• Automotive
• Gifts
• Food
• Health & fitness
• Pets
• Tickets and attractions
• Travel

New discounts are added frequently, so check back often. Visit enersys.perkspot.com or call 866-606-6057.

Employees have access to Prudential’s Estate Guidance Program, an online resource for the preparation of a will, living will or power of attorney. This benefit is bundled with your Basic Life Insurance.

• Will Preparation — define your most important decisions, such as who will care for your children or inherit your property. Available at no cost to you.
• Final Arrangements — an interactive questionnaire to help you prepare which arrangements you wish to make, what information to compile, and how to communicate your wishes. Available at no cost to you.
• Living Will Preparation — ensures your final wishes are carried out and protects loved ones from having to make difficult decisions regarding extraordinary life-support if you become incapacitated. Available at an additional cost.
• Designate Power(s) of Attorney — plan ahead by designating someone trusted to act on your behalf. Available at an additional cost.

The loss of a loved one can be devastating, and you may have financial and legal worries you’re not prepared to face alone.

Personalized Care Plan with Empathy — as a Prudential group life policyholder, Empathy gives your beneficiaries complimentary on-demand help with the steps and emotional challenges following a loss. Empathy offers a personalized, step-by-step care plan, provides an understanding of the probate process and guidance on whether it can be avoided, and offers Grief Support resources. Visit prudential.com/caringforyou.

Grief Counseling — any beneficiary who receives a life insurance proceed is eligible for up to three face-to-face counseling sessions, along with an unlimited 24/7 toll-free line staffed by clinical professionals. Sessions can be in person or by phone with a network of counselors who provide professional, confidential support.

Business Travel Accident insurance through Chubb offers coverage in the event of sickness or accidental death or dismemberment when you’re traveling for business.

• 24-hour worldwide business travel protection
• Travel assistance services
• Emergency medical evacuation

Customer Service (US or Canada): 800-243-6124
Customer Service (outside of US): 202-659-7803

Prudential partners with IMG, which has extensive experience handling complex and remote medical transport situations as well as providing support for travel concerns when they arise. This benefit is bundled with your Basic Life Insurance.

The team of international, multilingual specialists is accustomed to working across time zones and with different languages and currencies. Utilizing IMG’s extensive global network of medical care providers, their onsite 24/7/365 U.S.-based call center is available day or night.

Toll-free within the U.S.: 1-855-847-2194
From anywhere in the world: 1-317-927-6881

Please note: this program is separate from Business Travel Accident insurance through Chubb, which covers accidents while traveling on Company business.

The Prudential Well-being Hub is a digital hub where you can build your financial confidence and get help with planning for life’s events. Log on to prudential.com/wellbeing-hub for resources such as:

• Credit and debt management
• Credit report review
• Housing counseling
• Student loan counseling
• Caregiving support
• Insurance needs calculators
• Library of articles