Disability

Short Term Disability Insurance pays a percentage of your salary (or hourly wage) if you become temporarily disabled due to your own sickness or injury. On-the-job injuries are excluded, as they are covered by Worker’s Compensation Insurance.

• You are eligible to receive STD benefits after you have satisfied the Qualifying Period of XX days.
• Replaces up to XX% of your eligible income, up to a maximum of $XX per week.
• Benefits are paid for a maximum of 26 weeks, including the Qualifying Period.

Benefits are paid for each regularly scheduled workday that you are Totally Disabled, and are payable after the Qualifying Period has been satisfied and all other plan provisions are met. Payments coincide with your usual pay cycle — semi-monthly or bi-weekly.

STD benefits may run concurrently with FMLA. You may be required to use available vacation time or Paid Time Off to satisfy the Qualifying Period prior to receiving benefits. To receive STD benefits, the injury or illness must be on or after the effective date of coverage, all eligibility requirements must be met, and claims must be initiated and approved by Telus Health.

Please refer to the Company FMLA and STD policies for further details.

Long Term Disability Insurance can offer peace of mind and financial security if you find yourself unable to return to work for a period of at least 180 days due to a covered injury or illness.

• Coverage is based on your annual base salary and provides 60% income replacement.
• Maximum monthly distribution of $15,000.
• Benefits continue until you recover or reach your Social Security Normal Retirement Age, whichever is sooner.

If this coverage is elected when you first become eligible to participate, it is guaranteed to be issued without medical inquiry — however the pre-existing conditions limitation will apply. If elected outside of initial eligibility, Evidence of Insurability may be required.

If elected, deductions for Long Term Disability Insurance are taken from your paycheck on a post-tax basis, which means any future distributions will also be post-tax.

If you are enrolled in Long Term Disability and are eligible to file a claim, information will be mailed to your home address detailing your rights and responsibilities under the plan. For Long Term Disability inquiries, contact Prudential at 800-842-1718.

It is essential to report absences related to a Leave of Absence (LOA) or Short Term Disability in a timely manner.

To report, call Telus Health at 1-833-844-5807 and provide:

• Your Employee ID
• Your last name
• Your date of birth

Telus Health will create your claim and provide you with a confirmation number by the end of the call. Please keep this confirmation number for future use.

You can also visit enersys.absence.telushealth.com.

Employees designated as full-time who have been employed by the company for at least 31 days are eligible for four (4) weeks of Paid Parental Leave at 100% of hourly or salary wages.

In order to receive Paid Parental Leave benefits, the child must be born or adopted on or after the effective date of coverage, all eligibility requirements must be met, and claims must be initiated and approved by Telus Health at 1-833-844-5807.

You may also be entitled to State Paid Leave Benefits that run concurrently with Short Term Disability, depending on your state of employment.

Telus Health and Prudential will partner to process and pay Paid Family Leave (PFL) claims. For statutory PFL inquiries, please contact Prudential at 800-842-1718.